Just started looking for a decent 2000 tc . I have had a conversation with my insurance company regarding MOT exempt vehicles . They told me on a new policy they would like proof of roadworthyness or an MOT certificate. They stated that in the event of an accident without any MOT on the vehicle I may be asked to prove that the vehicle was in good condition . Which would be virtually impossible . I have enquired about several cars that are MOT exempt and asked if they would put an M O T on the car prior to sale . I either don’t get a reply or am told it will sail through but they are too busy to do it . Are there a lot of cars for sale that are not road worthy ?